Grand Rapids & West Michigan Mortgage BrokerMike Alkema · NMLS #642953 · 616-319-1640
Mortgage Options

More Loan Options. Better Decisions.

A broker is useful when you want to compare more than one lender’s product menu — especially when the scenario is not perfectly ordinary.

Choose the borrower or property problem first.

The best loan program is the one that fits the actual scenario. Start with what you are trying to accomplish, then compare the programs that can solve it.

Conventional

Primary homes, second homes and investment properties with multiple down-payment and mortgage-insurance structures.

FHA

Government-insured financing with flexible qualifying features for eligible borrowers and properties.

VA

Earned benefits for eligible veterans and service members.

USDA

Eligible rural/suburban properties and households may qualify for low-cash financing.

Renovation

Finance eligible repairs or improvements as part of the mortgage strategy.

Bank Statement

Alternative income documentation for eligible self-employed borrowers.

Investor / DSCR

Financing structures for rental-property investors, subject to program eligibility.

First-Time Buyers

Compare low-down-payment options and understand cash-to-close before you shop.

Ready for a better starting point?

See your mortgage options before you settle.

CALL MIKEPRE-APPROVAL